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Health insurance contributions at record high
Contribution shock 2025: Health insurance companies are increasing their contributions by an average of 0.8 percentage points. For many insured members, this means a higher financial burden without any real added value, as statutory health insurance benefits continue to decline. Inflation, the economic crisis, and stagnating wages are also putting a strain on their wallets.
Switching to private health insurance (PKV) may be the solution. As a PKV patient, you not only benefit from better services, more coverage, and faster doctor appointments, but also from long-term financial stability and individually tailored rates. Those who act now benefit from comprehensive protection and avoid the incessant premium increases of statutory health insurance.
Request your private health insurance comparison now, without obligation. A private health insurance comparison will help you determine which plan is best for you, how private health insurance can better meet your needs, and how it can sustainably reduce your healthcare costs.
This is how much you save as a self-employed person
With the right private health insurance comparison, you can pay up to 77% less for affordable private health insurance than for a comparable offer from a statutory health insurance provider.** The choice of plan is crucial. Simply call our experts for more information – they'll be happy to help.
This is how much performance you get for your money
Opt for an attractive health upgrade. This includes, for example, coverage for eyeglasses and braces. You can also secure a single hospital room, treatment with the latest technology, or more frequent preventative checkups.
And the best part: no matter how well your financial year is going, you don't have to worry about additional payments to your health insurance provider. With private health insurance, you only pay for the services you've booked, regardless of your income. That's your big advantage as a private patient!
This is how much you save as an employee
Already have your eye on a private health insurance plan? Make sure it's the best choice. Get a quote from our experts, including a rate comparison, that's up to 71% cheaper** than your statutory health insurance. Also, find out how strictly your preferred provider selects its private policyholders and why this is important. Too much negligence when accepting new clients can prove very costly for you personally!
Decide for yourself what makes the perfect health insurance for you. Put together your customized package now – whether it's particularly affordable, particularly comprehensive, or the best mix of both. We'll help you.
Frequently asked questions
and answers
Why should I compare private health insurance providers at all?
A comparison will help you find the optimal coverage with the best value from over 1,000 plans. Many people pay too much for too little coverage with statutory health insurance – with the right private health insurance, you can often save significantly while receiving better benefits.
Is switching to private health insurance really worthwhile?
Yes, for many professional groups, switching to private health insurance can be worthwhile both financially and in terms of benefits. Self-employed individuals, high-income employees, and young professionals often benefit from better benefits, faster doctor's appointments, and lower premiums.
What exactly distinguishes private health insurance from statutory health insurance?
With private health insurance, you often receive better benefits—e.g., treatment by a senior physician, single rooms, extended preventive examinations, or higher reimbursements for glasses and dentures. Furthermore, you don't pay based on income, but only for the services you actually choose.
Do I have to make a decision immediately after the comparison?
No. The comparison is purely informative. You can take your time to look at everything and decide for yourself whether and when you want to switch.
